.ff-tool-shell,
.ff-tool-shell * {
    box-sizing: border-box;
}

.ff-tool-shell {
    --ff-tool-accent: #0b7a5a;
    --ff-tool-cta: #c94f00;
    --ff-tool-navy: #092037;
    --ff-tool-blue: #0a62b8;
    --ff-tool-green-soft: #eaf7f2;
    --ff-tool-gold: #dfbd50;
    --ff-tool-border: #dbe3e8;
    --ff-tool-muted: #5f6f7c;
    width: 100%;
    max-width: 1120px;
    margin: 24px auto;
    color: #172b3a;
    font-family: inherit;
    line-height: 1.45;
}

.ff-tool-app {
    overflow: hidden;
    border: 1px solid rgba(9, 32, 55, .12);
    border-radius: 18px;
    background: #fff;
    box-shadow: 0 18px 55px rgba(9, 32, 55, .12);
}

.ff-tool-header {
    position: relative;
    padding: 30px 34px 0;
    color: #fff;
    background:
        radial-gradient(circle at 88% 10%, rgba(255, 255, 255, .13) 0, rgba(255, 255, 255, 0) 27%),
        linear-gradient(135deg, var(--ff-tool-navy), #103856);
}

.ff-tool-header::after {
    position: absolute;
    top: 0;
    right: 0;
    width: 220px;
    height: 100%;
    opacity: .12;
    background-image: radial-gradient(circle, #fff 1.4px, transparent 1.5px);
    background-size: 17px 17px;
    content: '';
    pointer-events: none;
}

.ff-tool-header-copy,
.ff-tool-trust,
.ff-tool-progress {
    position: relative;
    z-index: 1;
}

.ff-tool-header-copy {
    max-width: 760px;
}

.ff-tool-kicker {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    margin-bottom: 8px;
    color: #a8e4cf;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: .08em;
    text-transform: uppercase;
}

.ff-tool-kicker::before {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #65d2aa;
    content: '';
}

.ff-tool-header h2 {
    margin: 0 0 8px;
    color: #fff !important;
    font-size: clamp(26px, 3.5vw, 40px);
    line-height: 1.12;
    letter-spacing: -.025em;
}

.ff-tool-header-copy > p {
    max-width: 730px;
    margin: 0;
    color: #d8e7f0;
    font-size: 16px;
}

.ff-tool-trust {
    display: flex;
    flex-wrap: wrap;
    gap: 9px 18px;
    margin-top: 17px;
    color: #ecf8f4;
    font-size: 12px;
    font-weight: 700;
}

.ff-tool-progress {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0;
    margin: 26px -34px 0;
    padding: 0 34px;
    list-style: none;
    background: rgba(0, 0, 0, .16);
}

.ff-tool-progress li {
    position: relative;
    display: flex;
    align-items: center;
    gap: 9px;
    min-height: 62px;
    padding: 10px 14px;
    color: #aebfcb;
}

.ff-tool-progress li::after {
    position: absolute;
    right: 0;
    width: 1px;
    height: 26px;
    background: rgba(255, 255, 255, .15);
    content: '';
}

.ff-tool-progress li:last-child::after {
    display: none;
}

.ff-tool-progress li > span {
    display: inline-flex;
    flex: 0 0 28px;
    align-items: center;
    justify-content: center;
    width: 28px;
    height: 28px;
    border: 1px solid rgba(255, 255, 255, .35);
    border-radius: 50%;
    font-size: 12px;
    font-weight: 800;
}

.ff-tool-progress li small {
    font-size: 12px;
    font-weight: 750;
}

.ff-tool-progress li.is-current {
    color: #fff;
    box-shadow: inset 0 -3px 0 var(--ff-tool-gold);
}

.ff-tool-progress li.is-current > span {
    border-color: var(--ff-tool-gold);
    color: var(--ff-tool-navy);
    background: var(--ff-tool-gold);
}

.ff-tool-progress li.is-complete {
    color: #bdebd9;
}

.ff-tool-progress li.is-complete > span {
    border-color: #63cfaa;
    color: var(--ff-tool-navy);
    background: #63cfaa;
}

.ff-tool-body {
    padding: 30px 34px 36px;
}

.ff-tool-section-heading {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 24px;
    margin-bottom: 22px;
}

.ff-tool-section-heading > div > span,
.ff-tool-conversion-card > div > span {
    color: var(--ff-tool-accent);
    font-size: 11px;
    font-weight: 850;
    letter-spacing: .08em;
    text-transform: uppercase;
}

.ff-tool-section-heading h3,
.ff-tool-conversion-card h3 {
    margin: 4px 0 5px;
    color: var(--ff-tool-navy);
    font-size: clamp(21px, 3vw, 28px);
    line-height: 1.2;
}

.ff-tool-section-heading p,
.ff-tool-conversion-card p {
    margin: 0;
    color: var(--ff-tool-muted);
}

.ff-tool-time {
    flex: 0 0 auto;
    padding: 6px 10px;
    border-radius: 999px;
    color: #315367;
    background: #edf3f6;
    font-size: 11px;
    font-weight: 750;
}

.ff-tool-form {
    margin: 0;
}

.ff-tool-gross-row {
    display: grid;
    grid-template-columns: minmax(0, 2fr) minmax(180px, 1fr);
    gap: 14px;
    margin-bottom: 16px;
    padding: 18px;
    border: 1px solid #cad8e1;
    border-radius: 13px;
    background: linear-gradient(180deg, #f7fafb, #fff);
}

.ff-tool-grid {
    display: grid;
    gap: 14px;
}

.ff-tool-grid-two {
    grid-template-columns: repeat(2, minmax(0, 1fr));
}

.ff-tool-grid-three {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.ff-tool-span-two {
    grid-column: 1 / -1;
}

.ff-tool-field {
    display: flex;
    min-width: 0;
    flex-direction: column;
    gap: 6px;
    margin: 0;
    color: #203746;
    font-size: 13px;
    font-weight: 700;
}

.ff-tool-field small {
    color: #74838e;
    font-size: 10.5px;
    font-weight: 500;
}

.ff-tool-field input,
.ff-tool-field select,
.ff-tool-field textarea {
    width: 100%;
    min-height: 48px;
    margin: 0;
    padding: 10px 12px;
    border: 1px solid #aebdc7;
    border-radius: 9px;
    outline: 0;
    color: #142a39;
    background: #fff;
    box-shadow: none;
    font: inherit;
    font-size: 14px;
    font-weight: 550;
    transition: border-color .18s ease, box-shadow .18s ease;
}

.ff-tool-field select {
    padding-right: 36px;
}

.ff-tool-field input:focus,
.ff-tool-field select:focus,
.ff-tool-field textarea:focus {
    border-color: var(--ff-tool-accent);
    box-shadow: 0 0 0 3px color-mix(in srgb, var(--ff-tool-accent) 15%, transparent);
}

.ff-tool-field-large input {
    font-size: 20px;
    font-weight: 800;
}

.ff-tool-input-affix {
    position: relative;
}

.ff-tool-input-affix input {
    padding-right: 58px;
}

.ff-tool-input-affix b {
    position: absolute;
    top: 50%;
    right: 13px;
    color: #526979;
    font-size: 12px;
    transform: translateY(-50%);
    pointer-events: none;
}

.ff-tool-subcard {
    display: grid;
    grid-template-columns: minmax(180px, .7fr) minmax(0, 1.3fr);
    gap: 20px;
    align-items: start;
    margin-top: 20px;
    padding: 18px;
    border: 1px solid #dce4e8;
    border-radius: 12px;
    background: #f7f9fa;
}

.ff-tool-subtitle {
    color: var(--ff-tool-navy);
    font-weight: 800;
}

.ff-tool-subcard > div:first-child p {
    margin: 4px 0 0;
    color: var(--ff-tool-muted);
    font-size: 12px;
}

.ff-tool-details,
.ff-tool-disclosure {
    margin-top: 17px;
    padding: 12px 14px;
    border: 1px solid #dce4e8;
    border-radius: 10px;
    background: #fff;
}

.ff-tool-details summary,
.ff-tool-disclosure summary {
    cursor: pointer;
    color: #29495d;
    font-size: 12px;
    font-weight: 800;
}

.ff-tool-details .ff-tool-field {
    max-width: 390px;
    margin-top: 13px;
}

.ff-tool-info,
.ff-tool-security {
    display: flex;
    gap: 11px;
    align-items: flex-start;
    margin-top: 18px;
    padding: 13px 15px;
    border: 1px solid #cde6dc;
    border-radius: 10px;
    color: #294b3e;
    background: #f1faf6;
    font-size: 12px;
}

.ff-tool-info > span,
.ff-tool-security > span {
    display: inline-flex;
    flex: 0 0 23px;
    align-items: center;
    justify-content: center;
    width: 23px;
    height: 23px;
    border-radius: 50%;
    color: #fff;
    background: var(--ff-tool-accent);
    font-weight: 800;
}

.ff-tool-info p,
.ff-tool-security p {
    margin: 0;
}

.ff-tool-message {
    display: none;
    margin-top: 16px;
    padding: 11px 13px;
    border-radius: 9px;
    font-size: 13px;
}

.ff-tool-message.is-error,
.ff-tool-message.is-success {
    display: block;
}

.ff-tool-message.is-error {
    border: 1px solid #efb6b6;
    color: #8b2323;
    background: #fff3f3;
}

.ff-tool-message.is-success {
    border: 1px solid #b7decf;
    color: #176044;
    background: #effaf6;
}

.ff-tool-actions {
    display: flex;
    flex-direction: column;
    align-items: center;
    margin-top: 24px;
}

.ff-tool-actions small {
    margin-top: 7px;
    color: #75838e;
    font-size: 10.5px;
}

.ff-tool-primary {
    display: inline-flex;
    min-height: 50px;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 12px 24px;
    border: 0;
    border-radius: 999px;
    outline: 0;
    color: #fff !important;
    background: var(--ff-tool-cta);
    box-shadow: 0 9px 20px color-mix(in srgb, var(--ff-tool-cta) 24%, transparent);
    cursor: pointer;
    font: inherit;
    font-size: 14px;
    font-weight: 800;
    line-height: 1.2;
    text-decoration: none !important;
    transition: transform .16s ease, box-shadow .16s ease, filter .16s ease;
}

.ff-tool-primary:hover {
    filter: brightness(.94);
    box-shadow: 0 11px 24px color-mix(in srgb, var(--ff-tool-cta) 31%, transparent);
    transform: translateY(-1px);
}

.ff-tool-primary:focus-visible,
.ff-tool-link:focus-visible {
    outline: 3px solid color-mix(in srgb, var(--ff-tool-accent) 38%, transparent);
    outline-offset: 3px;
}

.ff-tool-primary:disabled {
    opacity: .68;
    cursor: wait;
    transform: none;
}

.ff-tool-link {
    padding: 5px 2px;
    border: 0;
    color: #075da7;
    background: transparent;
    cursor: pointer;
    font: inherit;
    font-size: 12px;
    font-weight: 750;
    text-decoration: underline;
    text-underline-offset: 3px;
}

.ff-tool-loader {
    display: flex;
    min-height: 470px;
    align-items: center;
    justify-content: center;
    flex-direction: column;
    padding: 42px 28px;
    text-align: center;
    background: radial-gradient(circle at 50% 35%, #f0faf6, #fff 55%);
}

.ff-tool-loader-ring {
    position: relative;
    display: flex;
    width: 132px;
    height: 132px;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    border: 1px solid #cae3d9;
    border-radius: 50%;
    background: #fff;
    box-shadow: 0 12px 35px rgba(11, 122, 90, .13);
}

.ff-tool-loader-ring::before,
.ff-tool-loader-ring::after {
    position: absolute;
    border: 1px solid #d8ebe4;
    border-radius: 50%;
    content: '';
}

.ff-tool-loader-ring::before {
    inset: 13px;
}

.ff-tool-loader-ring::after {
    inset: 27px;
}

.ff-tool-loader-ring > span {
    position: absolute;
    inset: -3px;
    border: 4px solid transparent;
    border-top-color: var(--ff-tool-accent);
    border-right-color: var(--ff-tool-accent);
    border-radius: 50%;
    animation: ff-tool-spin 1.05s linear infinite;
}

.ff-tool-loader-ring b {
    position: relative;
    z-index: 1;
    color: var(--ff-tool-navy);
    font-size: 18px;
}

.ff-tool-loader h3 {
    margin: 0 0 6px;
    color: var(--ff-tool-navy);
    font-size: 25px;
}

.ff-tool-loader > p {
    max-width: 530px;
    margin: 0;
    color: var(--ff-tool-muted);
}

.ff-tool-loader-bar {
    width: min(430px, 90%);
    height: 8px;
    overflow: hidden;
    margin-top: 23px;
    border-radius: 99px;
    background: #e4ebe8;
}

.ff-tool-loader-bar i {
    display: block;
    width: 100%;
    height: 100%;
    border-radius: inherit;
    background: linear-gradient(90deg, var(--ff-tool-accent), #5bc7a1);
    animation: ff-tool-load var(--ff-tool-loader-duration) ease-out both;
    transform-origin: left center;
}

.ff-tool-loader ul {
    display: grid;
    gap: 7px;
    margin: 18px 0 0;
    padding: 0;
    list-style: none;
    color: #4e675b;
    font-size: 11.5px;
    text-align: left;
}

.ff-tool-loader li {
    display: flex;
    gap: 8px;
    align-items: center;
}

.ff-tool-loader li span {
    color: var(--ff-tool-accent);
    font-weight: 900;
}

.ff-tool-result-hero {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    margin-bottom: 22px;
    padding: 20px 22px;
    border: 1px solid #bedfd2;
    border-radius: 14px;
    background: linear-gradient(135deg, #ecf9f4, #f8fcfa);
}

.ff-tool-result-hero > div {
    display: grid;
    gap: 3px;
}

.ff-tool-result-hero span {
    color: #446457;
    font-size: 12px;
    font-weight: 750;
}

.ff-tool-result-hero strong {
    color: var(--ff-tool-navy);
    font-size: clamp(31px, 5vw, 46px);
    line-height: 1.08;
}

.ff-tool-result-hero small {
    color: var(--ff-tool-accent);
    font-weight: 750;
}

.ff-tool-result-table {
    overflow: hidden;
    border: 1px solid var(--ff-tool-border);
    border-radius: 13px;
}

.ff-tool-result-head,
.ff-tool-result-row {
    display: grid;
    grid-template-columns: minmax(260px, 1.5fr) minmax(130px, .65fr) minmax(130px, .65fr);
    gap: 14px;
    align-items: center;
}

.ff-tool-result-head {
    padding: 10px 16px;
    color: #536775;
    background: #eef3f6;
    font-size: 11px;
    font-weight: 800;
}

.ff-tool-result-head span:not(:first-child),
.ff-tool-result-row > strong {
    text-align: right;
}

.ff-tool-result-row {
    min-height: 54px;
    padding: 9px 16px;
    border-top: 1px solid #e4e9ec;
    background: #fff;
    font-size: 13px;
}

.ff-tool-result-row > span {
    display: flex;
    flex-direction: column;
    color: #263d4c;
    font-weight: 650;
}

.ff-tool-result-row > span small {
    margin-top: 2px;
    color: #788690;
    font-size: 10px;
    font-weight: 500;
}

.ff-tool-row-opportunity {
    display: flex;
    flex-flow: row wrap;
    gap: 6px;
    align-items: center;
    margin-top: 7px;
}

.ff-tool-row-opportunity b {
    display: inline-flex;
    min-height: 22px;
    align-items: center;
    padding: 3px 7px;
    border: 1px solid #f0c994;
    border-radius: 999px;
    color: #8a3c0a;
    background: #fff3df;
    font-size: 8.5px;
    font-weight: 900;
    letter-spacing: .035em;
    line-height: 1;
    text-transform: uppercase;
}

.ff-tool-row-opportunity button {
    appearance: none;
    display: inline-flex;
    min-height: 25px;
    align-items: center;
    gap: 4px;
    margin: 0;
    padding: 4px 8px;
    border: 1px solid #a9b8c2;
    border-radius: 7px;
    outline: 0;
    color: #234257;
    background: #fff;
    box-shadow: none;
    cursor: pointer;
    font: inherit;
    font-size: 9.5px;
    font-weight: 850;
    line-height: 1.1;
    text-transform: none;
    transition: border-color .18s ease, color .18s ease, background-color .18s ease;
}

.ff-tool-row-opportunity button[data-action="jump-pkv"] {
    border-color: #89cbb4;
    color: #075c44;
    background: #f1faf6;
}

.ff-tool-row-opportunity button:hover,
.ff-tool-row-opportunity button:focus-visible {
    border-color: var(--ff-tool-accent);
    color: #fff;
    background: var(--ff-tool-accent);
}

.ff-tool-opportunity-card:focus-visible {
    outline: 3px solid color-mix(in srgb, var(--ff-tool-accent) 35%, transparent);
    outline-offset: 4px;
}

.ff-tool-result-row > strong {
    color: #1d3443;
    font-size: 14px;
}

.ff-tool-result-row.is-total {
    background: #f8fafb;
}

.ff-tool-result-row.is-total > span,
.ff-tool-result-row.is-total > strong {
    font-weight: 850;
}

.ff-tool-result-row.is-emphasis {
    border-top: 2px solid var(--ff-tool-accent);
    background: #edf9f4;
}

.ff-tool-result-row.is-emphasis > strong {
    color: var(--ff-tool-accent);
    font-size: 17px;
}

.ff-tool-metric-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 11px;
    margin: 0 0 17px;
}

.ff-tool-metric-grid article {
    display: grid;
    gap: 3px;
    padding: 14px;
    border: 1px solid #dce4e8;
    border-radius: 10px;
    background: #f8fafb;
}

.ff-tool-metric-grid span {
    color: #687a86;
    font-size: 10.5px;
}

.ff-tool-metric-grid strong {
    color: var(--ff-tool-navy);
    font-size: 18px;
}

.ff-tool-conversion-card {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr) auto;
    gap: 17px;
    align-items: center;
    margin-top: 22px;
    padding: 20px;
    border: 1px solid #d9e2e7;
    border-radius: 14px;
    background: #f7fafb;
}

.ff-tool-conversion-card.is-positive {
    border-color: #b8dccf;
    background: linear-gradient(135deg, #edf9f4, #fff);
}

.ff-tool-conversion-icon {
    display: flex;
    width: 42px;
    height: 42px;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    color: #fff;
    background: var(--ff-tool-accent);
    box-shadow: 0 6px 15px rgba(11, 122, 90, .2);
    font-size: 18px;
    font-weight: 900;
}

.ff-tool-conversion-card h3 {
    font-size: 20px;
}

.ff-tool-conversion-card p,
.ff-tool-conversion-card li {
    font-size: 12px;
}

.ff-tool-conversion-card ul {
    display: flex;
    flex-wrap: wrap;
    gap: 6px 17px;
    margin: 11px 0 0;
    padding: 0;
    list-style: none;
    color: #315848;
    font-weight: 650;
}

.ff-tool-conversion-card li::before {
    margin-right: 5px;
    color: var(--ff-tool-accent);
    content: '✓';
}

.ff-tool-opportunity-section {
    margin-top: 24px;
    padding-top: 23px;
    border-top: 1px solid #dce4e8;
}

.ff-tool-opportunity-heading {
    max-width: 760px;
    margin-bottom: 16px;
}

.ff-tool-opportunity-heading > span {
    color: var(--ff-tool-accent);
    font-size: 11px;
    font-weight: 850;
    letter-spacing: .08em;
    text-transform: uppercase;
}

.ff-tool-opportunity-heading h3 {
    margin: 4px 0 5px;
    color: var(--ff-tool-navy);
    font-size: clamp(20px, 3vw, 25px);
    line-height: 1.2;
}

.ff-tool-opportunity-heading p {
    margin: 0;
    color: var(--ff-tool-muted);
    font-size: 12px;
}

.ff-tool-opportunity-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 15px;
}

.ff-tool-opportunity-card {
    position: relative;
    display: flex;
    min-width: 0;
    flex-direction: column;
    align-items: stretch;
    padding: 19px;
    border: 1px solid #d8e2e7;
    border-radius: 14px;
    background: #fff;
    box-shadow: 0 9px 26px rgba(9, 32, 55, .07);
}

.ff-tool-opportunity-card.is-basis {
    border-top: 4px solid var(--ff-tool-gold);
    background: linear-gradient(180deg, #fffcf3, #fff 36%);
}

.ff-tool-opportunity-card.is-pkv {
    border-top: 4px solid var(--ff-tool-accent);
    background: linear-gradient(180deg, #effaf6, #fff 36%);
}

.ff-tool-badges {
    display: flex;
    min-height: 26px;
    flex-wrap: wrap;
    gap: 6px;
    margin: -3px 0 13px;
}

.ff-tool-badges span {
    display: inline-flex;
    align-items: center;
    min-height: 25px;
    padding: 4px 8px;
    border: 1px solid #e7d48a;
    border-radius: 999px;
    color: #70520a;
    background: #fff7d8;
    font-size: 9.5px;
    font-weight: 850;
    letter-spacing: .025em;
    text-transform: uppercase;
}

.ff-tool-opportunity-card.is-pkv .ff-tool-badges span {
    border-color: #b9dfd1;
    color: #07563f;
    background: #e8f8f2;
}

.ff-tool-opportunity-icon {
    display: flex;
    width: 42px;
    height: 42px;
    align-items: center;
    justify-content: center;
    margin-bottom: 13px;
    border-radius: 12px;
    color: var(--ff-tool-navy);
    background: #f6e6ab;
    box-shadow: 0 7px 16px rgba(112, 82, 10, .12);
    font-size: 19px;
    font-weight: 900;
}

.ff-tool-opportunity-card.is-pkv .ff-tool-opportunity-icon {
    color: #fff;
    background: var(--ff-tool-accent);
    box-shadow: 0 7px 16px rgba(11, 122, 90, .2);
}

.ff-tool-opportunity-card h3 {
    margin: 0 0 7px;
    color: var(--ff-tool-navy);
    font-size: 19px;
    line-height: 1.22;
}

.ff-tool-opportunity-card > p {
    margin: 0 0 13px;
    color: var(--ff-tool-muted);
    font-size: 12px;
}

.ff-tool-opportunity-card ul {
    display: grid;
    gap: 8px;
    margin: 0 0 17px;
    padding: 0;
    color: #315848;
    list-style: none;
    font-size: 12px;
    font-weight: 650;
}

.ff-tool-opportunity-card li::before {
    margin-right: 6px;
    color: var(--ff-tool-accent);
    content: '✓';
}

.ff-tool-opportunity-card .ff-tool-primary {
    width: 100%;
    margin-top: auto;
}

.ff-tool-basis-control {
    margin: 2px 0 14px;
    padding: 12px;
    border: 1px solid #e6dfc7;
    border-radius: 10px;
    background: rgba(255, 250, 231, .74);
}

.ff-tool-basis-control label {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 10px;
    margin-bottom: 8px;
    color: #435967;
    font-size: 11px;
    font-weight: 750;
}

.ff-tool-basis-control label strong {
    color: var(--ff-tool-navy);
    font-size: 15px;
}

.ff-tool-basis-control input[type="range"] {
    width: 100%;
    margin: 0 0 9px;
    accent-color: var(--ff-tool-accent);
}

.ff-tool-basis-control .ff-tool-input-affix {
    max-width: 145px;
}

.ff-tool-basis-control .ff-tool-input-affix input {
    width: 100%;
    min-height: 42px;
    margin: 0;
    padding: 8px 38px 8px 10px;
    border: 1px solid #b9c7cf;
    border-radius: 8px;
    color: var(--ff-tool-navy);
    background: #fff;
    font: inherit;
    font-size: 14px;
    font-weight: 800;
}

.ff-tool-basis-control .ff-tool-input-affix input:focus {
    outline: 0;
    border-color: var(--ff-tool-accent);
    box-shadow: 0 0 0 3px color-mix(in srgb, var(--ff-tool-accent) 15%, transparent);
}

.ff-tool-basis-results {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 7px;
    margin: 0 0 11px;
}

.ff-tool-basis-results > div {
    display: flex;
    min-width: 0;
    flex-direction: column;
    gap: 4px;
    padding: 9px;
    border: 1px solid #e2e7e9;
    border-radius: 8px;
    background: #f8fafb;
}

.ff-tool-basis-results dt {
    color: #657682;
    font-size: 8.5px;
    font-weight: 700;
    line-height: 1.25;
}

.ff-tool-basis-results dd {
    margin: 0;
    color: var(--ff-tool-navy);
    font-size: 13px;
    font-weight: 850;
    line-height: 1.2;
}

.ff-tool-basis-note {
    margin: 0 0 14px !important;
    color: #6d654d !important;
    font-size: 9.5px !important;
    line-height: 1.45;
}

.ff-tool-disclosure p {
    margin: 11px 0 0;
    color: #647682;
    font-size: 11px;
}

.ff-tool-contact-layout {
    display: grid;
    grid-template-columns: minmax(220px, .72fr) minmax(0, 1.7fr);
    gap: 24px;
    align-items: start;
}

.ff-tool-contact-summary {
    position: sticky;
    top: 25px;
    overflow: hidden;
    border: 1px solid #cbdbe4;
    border-radius: 13px;
    background: #f7fafb;
}

.ff-tool-contact-summary > div {
    display: grid;
    gap: 3px;
    padding: 18px;
    color: #fff;
    background: linear-gradient(135deg, var(--ff-tool-navy), #164769);
}

.ff-tool-contact-summary span,
.ff-tool-contact-summary small {
    color: #cbdde9;
    font-size: 11px;
}

.ff-tool-contact-summary strong {
    font-size: 25px;
}

.ff-tool-contact-summary ul {
    display: grid;
    gap: 8px;
    margin: 0;
    padding: 16px 18px;
    list-style: none;
    color: #3f5b6c;
    font-size: 11px;
    font-weight: 650;
}

.ff-tool-contact-summary li::before {
    margin-right: 6px;
    color: var(--ff-tool-accent);
    content: '✓';
}

.ff-tool-contact-form {
    min-width: 0;
}

.ff-tool-privacy {
    display: flex;
    gap: 9px;
    align-items: flex-start;
    margin: 17px 0 0;
    color: #536774;
    font-size: 11px;
    font-weight: 500;
}

.ff-tool-privacy input {
    flex: 0 0 auto;
    width: 17px;
    height: 17px;
    margin-top: 1px;
    accent-color: var(--ff-tool-accent);
}

.ff-tool-privacy a {
    color: #075da7;
}

.ff-tool-contact-actions {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 14px;
    margin-top: 20px;
}

.ff-tool-security {
    margin-top: 15px;
}

.ff-tool-honeypot {
    position: absolute !important;
    left: -10000px !important;
    width: 1px !important;
    height: 1px !important;
    overflow: hidden !important;
}

.ff-tool-success {
    display: flex;
    min-height: 520px;
    align-items: center;
    justify-content: center;
    flex-direction: column;
    padding: 48px 28px;
    text-align: center;
    background: radial-gradient(circle at 50% 35%, #eaf8f3, #fff 58%);
}

.ff-tool-success > span {
    display: flex;
    width: 74px;
    height: 74px;
    align-items: center;
    justify-content: center;
    margin-bottom: 18px;
    border-radius: 50%;
    color: #fff;
    background: var(--ff-tool-accent);
    box-shadow: 0 12px 30px rgba(11, 122, 90, .25);
    font-size: 32px;
    font-weight: 900;
}

.ff-tool-success h2 {
    margin: 0 0 8px;
    color: var(--ff-tool-navy);
    font-size: 30px;
}

.ff-tool-success p {
    max-width: 610px;
    margin: 0 0 22px;
    color: var(--ff-tool-muted);
}

.ff-tool-button-spinner {
    width: 17px;
    height: 17px;
    border: 2px solid rgba(255, 255, 255, .45);
    border-top-color: #fff;
    border-radius: 50%;
    animation: ff-tool-spin .7s linear infinite;
}

.ff-tool-noscript,
.ff-tool-error {
    margin: 0;
    padding: 28px;
    color: #7b2727;
    text-align: center;
    background: #fff3f3;
}

[hidden] {
    display: none !important;
}

@keyframes ff-tool-spin {
    to { transform: rotate(360deg); }
}

@keyframes ff-tool-load {
    from { transform: scaleX(0); }
    to { transform: scaleX(1); }
}

@media (max-width: 920px) {
    .ff-tool-grid-three {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .ff-tool-subcard,
    .ff-tool-contact-layout {
        grid-template-columns: 1fr;
    }

    .ff-tool-contact-summary {
        position: static;
    }

    .ff-tool-conversion-card {
        grid-template-columns: auto minmax(0, 1fr);
    }

    .ff-tool-conversion-card .ff-tool-primary {
        grid-column: 1 / -1;
        justify-self: center;
    }

    .ff-tool-opportunity-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 640px) {
    .ff-tool-shell {
        margin: 12px auto;
    }

    .ff-tool-app {
        border-radius: 13px;
    }

    .ff-tool-header {
        padding: 22px 18px 0;
    }

    .ff-tool-header-copy > p {
        font-size: 14px;
    }

    .ff-tool-trust {
        gap: 6px 11px;
        font-size: 10px;
    }

    .ff-tool-progress {
        margin: 20px -18px 0;
        padding: 0 10px;
    }

    .ff-tool-progress li {
        justify-content: center;
        min-height: 58px;
        padding: 8px 5px;
    }

    .ff-tool-progress li > span {
        flex-basis: 25px;
        width: 25px;
        height: 25px;
    }

    .ff-tool-progress li small {
        display: none;
    }

    .ff-tool-body {
        padding: 22px 18px 26px;
    }

    .ff-tool-section-heading,
    .ff-tool-result-hero {
        align-items: stretch;
        flex-direction: column;
    }

    .ff-tool-time {
        align-self: flex-start;
    }

    .ff-tool-gross-row,
    .ff-tool-grid-two,
    .ff-tool-grid-three,
    .ff-tool-metric-grid {
        grid-template-columns: 1fr;
    }

    .ff-tool-span-two {
        grid-column: auto;
    }

    .ff-tool-result-head,
    .ff-tool-result-row {
        grid-template-columns: minmax(135px, 1.2fr) minmax(95px, .8fr);
        gap: 8px;
    }

    .ff-tool-result-head span:nth-child(3),
    .ff-tool-result-row > strong:nth-child(3) {
        display: none;
    }

    .ff-tool-result-head,
    .ff-tool-result-row {
        padding-right: 12px;
        padding-left: 12px;
    }

    .ff-tool-result-row > strong {
        font-size: 12px;
    }

    .ff-tool-conversion-card {
        grid-template-columns: 1fr;
        text-align: left;
    }

    .ff-tool-conversion-card .ff-tool-primary {
        grid-column: auto;
        width: 100%;
    }

    .ff-tool-opportunity-card {
        padding: 16px;
    }

    .ff-tool-basis-results {
        grid-template-columns: 1fr;
    }

    .ff-tool-basis-results > div {
        display: grid;
        grid-template-columns: minmax(0, 1fr) auto;
        align-items: center;
        gap: 10px;
    }

    .ff-tool-basis-results dd {
        text-align: right;
    }

    .ff-tool-contact-actions {
        align-items: stretch;
        flex-direction: column-reverse;
    }

    .ff-tool-contact-actions .ff-tool-primary {
        width: 100%;
    }

    .ff-tool-loader {
        min-height: 420px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .ff-tool-shell *,
    .ff-tool-shell *::before,
    .ff-tool-shell *::after {
        scroll-behavior: auto !important;
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .01ms !important;
    }
}

/* Kundenempfehlungen */
.ff-ref-app {
    overflow: hidden;
    border: 1px solid rgba(9, 32, 55, .12);
    border-radius: 18px;
    background: #fff;
    box-shadow: 0 18px 55px rgba(9, 32, 55, .12);
}

.ff-ref-header {
    position: relative;
    overflow: hidden;
    padding: 30px 34px 0;
    color: #fff;
    background:
        radial-gradient(circle at 90% 0, rgba(223, 189, 80, .24), transparent 32%),
        linear-gradient(135deg, #092037, #103856);
}

.ff-ref-header::after {
    position: absolute;
    top: -72px;
    right: -54px;
    width: 250px;
    height: 250px;
    border: 1px solid rgba(255, 255, 255, .11);
    border-radius: 50%;
    box-shadow: 0 0 0 38px rgba(255, 255, 255, .035), 0 0 0 76px rgba(255, 255, 255, .025);
    content: '';
    pointer-events: none;
}

.ff-ref-header-copy,
.ff-ref-trust,
.ff-ref-progress {
    position: relative;
    z-index: 1;
}

.ff-ref-header-copy {
    max-width: 780px;
}

.ff-ref-kicker,
.ff-ref-success-kicker {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    margin-bottom: 8px;
    color: #a8e4cf;
    font-size: 12px;
    font-weight: 850;
    letter-spacing: .08em;
    text-transform: uppercase;
}

.ff-ref-kicker::before {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #65d2aa;
    content: '';
}

.ff-ref-header h2 {
    max-width: 800px;
    margin: 0 0 9px;
    color: #fff;
    font-size: clamp(26px, 3.5vw, 40px);
    line-height: 1.12;
    letter-spacing: -.025em;
}

.ff-ref-header-copy > p {
    max-width: 760px;
    margin: 0;
    color: #d8e7f0;
    font-size: 16px;
}

.ff-ref-trust {
    display: flex;
    flex-wrap: wrap;
    gap: 9px 18px;
    margin-top: 17px;
    color: #ecf8f4;
    font-size: 12px;
    font-weight: 700;
}

.ff-ref-progress {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    margin: 26px -34px 0;
    padding: 0 34px;
    list-style: none;
    background: rgba(0, 0, 0, .16);
}

.ff-ref-progress li {
    position: relative;
    display: flex;
    align-items: center;
    gap: 9px;
    min-height: 62px;
    padding: 10px 14px;
    color: #aebfcb;
}

.ff-ref-progress li::after {
    position: absolute;
    right: 0;
    width: 1px;
    height: 26px;
    background: rgba(255, 255, 255, .15);
    content: '';
}

.ff-ref-progress li:last-child::after {
    display: none;
}

.ff-ref-progress li > span {
    display: inline-flex;
    flex: 0 0 28px;
    align-items: center;
    justify-content: center;
    width: 28px;
    height: 28px;
    border: 1px solid rgba(255, 255, 255, .35);
    border-radius: 50%;
    font-size: 12px;
    font-weight: 850;
}

.ff-ref-progress li small {
    font-size: 12px;
    font-weight: 750;
}

.ff-ref-progress li.is-current {
    color: #fff;
    box-shadow: inset 0 -3px 0 var(--ff-tool-accent);
}

.ff-ref-progress li.is-current > span {
    border-color: var(--ff-tool-accent);
    color: var(--ff-tool-navy);
    background: var(--ff-tool-accent);
}

.ff-ref-progress li.is-complete {
    color: #bdebd9;
}

.ff-ref-progress li.is-complete > span {
    border-color: #63cfaa;
    color: #092037;
    background: #63cfaa;
}

.ff-ref-body {
    padding: 30px 34px 36px;
}

.ff-ref-topics {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 12px;
}

.ff-ref-topic {
    display: grid;
    grid-template-columns: 42px minmax(0, 1fr);
    gap: 2px 11px;
    align-items: center;
    min-height: 100px;
    padding: 16px;
    border: 1px solid #cbd7df;
    border-radius: 13px;
    color: #173247;
    background: #fff;
    font: inherit;
    text-align: left;
    cursor: pointer;
    transition: border-color .18s ease, box-shadow .18s ease, transform .18s ease, background .18s ease;
}

.ff-ref-topic:hover {
    border-color: var(--ff-tool-accent);
    box-shadow: 0 9px 22px rgba(9, 32, 55, .09);
    transform: translateY(-2px);
}

.ff-ref-topic:focus-visible {
    outline: 3px solid color-mix(in srgb, var(--ff-tool-accent) 28%, transparent);
    outline-offset: 2px;
}

.ff-ref-topic.is-selected {
    border-color: var(--ff-tool-accent);
    background: color-mix(in srgb, var(--ff-tool-accent) 7%, #fff);
    box-shadow: inset 0 0 0 1px var(--ff-tool-accent), 0 8px 22px rgba(9, 32, 55, .08);
}

.ff-ref-topic i {
    grid-row: 1 / 3;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 42px;
    height: 42px;
    border-radius: 11px;
    color: var(--ff-tool-accent);
    background: color-mix(in srgb, var(--ff-tool-accent) 10%, #fff);
    font-size: 19px;
    font-style: normal;
    font-weight: 900;
}

.ff-ref-topic span {
    font-size: 14px;
    font-weight: 800;
    line-height: 1.25;
}

.ff-ref-topic small {
    color: #657582;
    font-size: 11px;
}

.ff-ref-meta {
    margin-top: 16px;
}

.ff-ref-privacy-note,
.ff-ref-secure {
    display: flex;
    gap: 11px;
    align-items: flex-start;
    margin: 17px 0 0;
    padding: 13px 15px;
    border: 1px solid #cde8dd;
    border-radius: 11px;
    color: #305646;
    background: #f0faf6;
    font-size: 12px;
}

.ff-ref-privacy-note > span {
    display: inline-flex;
    flex: 0 0 25px;
    align-items: center;
    justify-content: center;
    width: 25px;
    height: 25px;
    border-radius: 50%;
    color: #fff;
    background: var(--ff-tool-accent);
    font-weight: 900;
}

.ff-ref-privacy-note p {
    margin: 0;
}

.ff-ref-summary {
    display: grid;
    grid-template-columns: 44px minmax(0, 1fr) auto;
    gap: 12px;
    align-items: center;
    margin-bottom: 19px;
    padding: 14px 16px;
    border: 1px solid #d8e2e8;
    border-radius: 12px;
    background: #f7fafb;
}

.ff-ref-summary > span {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    border-radius: 12px;
    color: #fff;
    background: var(--ff-tool-accent);
    font-weight: 900;
}

.ff-ref-summary small,
.ff-ref-summary strong,
.ff-ref-summary p {
    display: block;
}

.ff-ref-summary small {
    color: #687987;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: .07em;
    text-transform: uppercase;
}

.ff-ref-summary strong {
    margin: 2px 0;
    color: #092037;
}

.ff-ref-summary p {
    margin: 0;
    color: #687987;
    font-size: 12px;
}

.ff-ref-consent {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    margin: 18px 0;
    color: #425b6c;
    font-size: 12px;
    line-height: 1.45;
}

.ff-ref-consent input {
    flex: 0 0 auto;
    width: 18px;
    height: 18px;
    margin-top: 1px;
    accent-color: var(--ff-tool-accent);
}

.ff-ref-consent a {
    color: var(--ff-tool-accent);
    font-weight: 700;
}

.ff-ref-consent-important {
    padding: 14px 15px;
    border: 1px solid color-mix(in srgb, var(--ff-tool-accent) 42%, #cbd5e1);
    border-radius: 11px;
    color: #243b4b;
    background: color-mix(in srgb, var(--ff-tool-accent) 7%, #fff);
}

.ff-ref-honeypot {
    position: absolute !important;
    left: -9999px !important;
    width: 1px !important;
    height: 1px !important;
    opacity: 0 !important;
}

.ff-ref-contact-actions {
    display: flex;
    gap: 16px;
    align-items: center;
    justify-content: space-between;
    margin-top: 19px;
}

.ff-ref-success {
    text-align: center;
}

.ff-ref-success-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 68px;
    height: 68px;
    margin-bottom: 12px;
    border-radius: 50%;
    color: #fff;
    background: var(--ff-tool-accent);
    box-shadow: 0 0 0 9px color-mix(in srgb, var(--ff-tool-accent) 12%, #fff);
    font-size: 30px;
    font-weight: 900;
}

.ff-ref-success-kicker {
    display: block;
    margin: 5px 0;
    color: var(--ff-tool-accent);
}

.ff-ref-success h3 {
    margin: 3px 0 8px;
    color: #092037;
    font-size: clamp(24px, 3vw, 32px);
}

.ff-ref-success > p {
    max-width: 650px;
    margin: 0 auto;
    color: #5f6f7c;
}

.ff-ref-share-card {
    max-width: 760px;
    margin: 24px auto 17px;
    padding: 19px;
    border: 1px solid #d5e0e6;
    border-radius: 14px;
    background: #f7fafb;
    text-align: left;
}

.ff-ref-share-card label > span {
    display: block;
    margin-bottom: 7px;
    color: #092037;
    font-size: 12px;
    font-weight: 800;
}

.ff-ref-share-card label > div {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto;
}

.ff-ref-share-card input {
    min-width: 0;
    height: 46px;
    padding: 0 13px;
    border: 1px solid #b9c9d3;
    border-right: 0;
    border-radius: 9px 0 0 9px;
    color: #365063;
    background: #fff;
    font: inherit;
    font-size: 12px;
}

.ff-ref-share-card label button {
    min-height: 46px;
    padding: 0 17px;
    border: 0;
    border-radius: 0 9px 9px 0;
    color: #fff;
    background: var(--ff-tool-accent);
    font: inherit;
    font-size: 12px;
    font-weight: 800;
    cursor: pointer;
}

.ff-ref-share-actions {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 10px;
    margin-top: 13px;
}

.ff-ref-share-actions a,
.ff-ref-share-actions button {
    display: inline-flex;
    gap: 8px;
    align-items: center;
    justify-content: center;
    min-height: 44px;
    padding: 9px 12px;
    border: 1px solid #c9d6de;
    border-radius: 9px;
    color: #173247;
    background: #fff;
    font: inherit;
    font-size: 12px;
    font-weight: 800;
    text-align: center;
    text-decoration: none;
    cursor: pointer;
}

.ff-ref-share-actions .is-whatsapp {
    border-color: #bce6cc;
    color: #116532;
    background: #eefaf2;
}

.ff-ref-share-actions a:hover,
.ff-ref-share-actions button:hover {
    border-color: var(--ff-tool-accent);
    transform: translateY(-1px);
}

.ff-ref-copy-status {
    min-height: 18px;
    margin: 8px 0 0;
    color: #0b704f;
    font-size: 12px;
    font-weight: 700;
    text-align: center;
}

.ff-ref-next {
    max-width: 760px;
    margin: 0 auto 18px;
    padding: 16px 19px;
    border-left: 4px solid #dfbd50;
    border-radius: 0 11px 11px 0;
    color: #466072;
    background: #fffaf0;
    text-align: left;
}

.ff-ref-next > span {
    color: #092037;
    font-weight: 850;
}

.ff-ref-next ol {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 18px;
    margin: 10px 0 0;
    padding-left: 19px;
    font-size: 12px;
}

.ff-ref-restart {
    margin-top: 4px;
}

/* Hellas Versicherungsmakler */
.ff-pkv-brand-style-hellas .ff-tool-header,
.ff-pkv-brand-style-hellas .ff-ref-header {
    background:
        radial-gradient(circle at 89% 2%, rgba(250, 197, 25, .28), transparent 31%),
        linear-gradient(135deg, #22253d 0%, #014488 100%);
}

.ff-pkv-brand-style-hellas .ff-tool-kicker,
.ff-pkv-brand-style-hellas .ff-ref-kicker {
    color: #f9df7b;
}

.ff-pkv-brand-style-hellas .ff-tool-kicker::before,
.ff-pkv-brand-style-hellas .ff-ref-kicker::before {
    background: #fac519;
}

.ff-pkv-brand-style-hellas .ff-ref-topic i,
.ff-pkv-brand-style-hellas .ff-ref-summary > span {
    color: #22253d;
}

.ff-pkv-brand-style-hellas .ff-tool-info > span,
.ff-pkv-brand-style-hellas .ff-tool-security > span,
.ff-pkv-brand-style-hellas .ff-tool-row-opportunity button:hover,
.ff-pkv-brand-style-hellas .ff-tool-row-opportunity button:focus-visible,
.ff-pkv-brand-style-hellas .ff-tool-conversion-icon,
.ff-pkv-brand-style-hellas .ff-tool-opportunity-card.is-pkv .ff-tool-opportunity-icon,
.ff-pkv-brand-style-hellas .ff-tool-success > span,
.ff-pkv-brand-style-hellas .ff-ref-privacy-note > span,
.ff-pkv-brand-style-hellas .ff-ref-success-icon {
    color: #22253d;
}

@media (max-width: 820px) {
    .ff-ref-topics {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 640px) {
    .ff-ref-app {
        border-radius: 13px;
    }

    .ff-ref-header {
        padding: 22px 18px 0;
    }

    .ff-ref-header-copy > p {
        font-size: 14px;
    }

    .ff-ref-trust {
        gap: 6px 11px;
        font-size: 10px;
    }

    .ff-ref-progress {
        margin: 20px -18px 0;
        padding: 0 10px;
    }

    .ff-ref-progress li {
        justify-content: center;
        min-height: 58px;
        padding: 8px 5px;
    }

    .ff-ref-progress li small {
        display: none;
    }

    .ff-ref-body {
        padding: 22px 18px 26px;
    }

    .ff-ref-topics,
    .ff-ref-share-actions,
    .ff-ref-next ol {
        grid-template-columns: 1fr;
    }

    .ff-ref-topic {
        min-height: 86px;
    }

    .ff-ref-contact-actions {
        align-items: stretch;
        flex-direction: column-reverse;
    }

    .ff-ref-contact-actions .ff-tool-primary {
        width: 100%;
    }

    .ff-ref-share-card label > div {
        grid-template-columns: 1fr;
    }

    .ff-ref-share-card input {
        border-right: 1px solid #b9c9d3;
        border-radius: 9px 9px 0 0;
    }

    .ff-ref-share-card label button {
        border-radius: 0 0 9px 9px;
    }
}